Most professionals who own a business purchase Commerical General Liability (CGL).  A CGL policy protects you from claims made by a third party arising from bodily injury, property damage, and to a limited extent, personal injury.  A CGL insurance policy will not protect you acting in your capacity as a professional from your client''s claims resulting in damage to your finances or reputation.

Errors & Omissions coverage protects your business with exclusive liability coverage for an act, error, or omission arising out of your professional services subject to the limit of liability.  The policy also provides protection for legal fees required to protect you in the event of a lawsuit.