LEGAL NOTICE

Please read the following legal notices carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on "subsites" within Crescent Insurance Services main web site.

You may copy or print materials of Crescent Insurance Services from this site limited solely for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of Crescent Insurance Services or the owners of the materials. You may not use the contents in any other web site or in a network computer environment.

DISCLAIMER
The materials and services on this web site are provided "as is" and for information purposes only. Crescent Insurance Services and its licensors make no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Crescent Insurance Services and its licensors disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other''s rights. Crescent Insurance Services does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Crescent Insurance Services makes no representation or warranty that all products and services are available in all locations.

LIMITATION OF LIABILTY
In no event shall Crescent Insurance Services or its licensors be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

GOVERING LAWS/ SEVERABILTY OF PROVISIONS
This web site and the agreement shall be governed by the laws of the State of South Carolina without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and Crescent Insurance Services arising from your use of this web site shall be brought exclusively in the state or federal courts of competent jurisdiction in South Carolina.